River Rd

Pensacola | Florida

Where Heights

Meet Serenity

View Photos Watch Film 360° VTour Open House

Better Homes and Gardens Real Estate Main Street Properties

Presented At

$1,890,000

Bedrooms

Bathrooms

Living

3,700

SQFT

Fireplace

Office

Air Conditioning

Elevator

Washer Dryer

Fitness Center / Gym

Sauna

Parking

Tennis Court

Gate

Pool

Coastal

Waterfront

Gated Community

Riverfront

14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States. - Photo 1

14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States. - Photo 2

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14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States. - Photo 4

14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States. - Photo 5

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14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States. - Photo 11

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14900

River Rd

Pensacola | Florida

14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States. , Pensacola , Florida 32507

5 Bedrooms Condominium

Discover the pinnacle of Perdido Key luxury coastal living in this palatial, partially furnished top-floor penthouse at Florencia. 3,710 sq ft of freshly painted, upgraded luxury and unparalleled convenience—updated lighting, and stunning zero-grout-line stone floors, perfect for elegant, carefree living. The completely custom kitchen is an entertainer's dream, flowing seamlessly into a grand living space with 270-degree views of the Gulf, Old River, and the surrounding waterways. Relax outdoors on the 421 sf veranda that spans the width of the residence to witness countless stunning sunsets all year long. This unique 6-bedroom, 5.5-bath floor plan features a sophisticated wine room with a chiller and custom racks, plus a private office featuring custom raised paneling and built-ins. The primary suite is a true waterfront sanctuary, featuring floor-to-ceiling glass, access to the veranda, a custom-fitted wardrobe and closets, and a luxurious bath with veranda access. A rare and significant value-add, this unit includes two covered parking spaces and a large storage unit, all conveniently located just steps from the elevator—no need to brave the elements. Florencia is a stunningly impressive property with elegant grounds, a sophisticated gated community featuring lush landscaping, a gorgeous Italian Fountain, and a portico entrance. 5-star amenities include indoor & outdoor pools, a fitness center with sauna/steam rooms, tennis courts, and boat docks(slips sold by a third party) on Old River. With deeded beach access and a bike trail at your gate, this turnkey masterpiece offers a lifestyle of unmatched luxury and convenience. Make plans for your private viewing today. Rent restricted to 30-day minimum

Gallery

3D Street View Tour

Property Location

14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States., Pensacola Florida

Local Weather & Climate

Pensacola, Florida

Current Conditions Updated recently

75 °F

Scattered clouds

Feels Like 75°F

Humidity 79%

Wind 7 mph

Visibility 6.2 mi

Sunrise 12:06 PM

Sunset 11:53 PM

5-Day Forecast

Mon 9 Mar

Clouds

High 74°

Low 74°

Tue 10 Mar

Clouds

High 71°

Low 68°

Wed 11 Mar

Clouds

High 71°

Low 69°

Thu 12 Mar

Rain

High 70°

Low 59°

Fri 13 Mar

Clear

High 63°

Low 54°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Pensacola?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$1,890,000

14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States.

Pensacola, Florida 32507

5 Beds

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Market Opinion

Luxury 5.1× median

View prices in:

Our perspective on current market conditions in Pensacola. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market

Balanced conditions. Negotiate wisely.

Buyer Score

Prices are down 1.3% year-over-year

Local Market Price Trends

Median home sale prices in Pensacola, Florida — ZIP code 32507 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $1,890,000

Area median: $367,304

-1.3% year-over-year (well below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $1,890,000 20% down ($378,000)

42.4 years

Double Your Investment

Based on current market trends, your property value could double

$928,327

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$10,059

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$3,087,033

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.5x

Leverage Power

Your $378,000 down payment could grow to $928,327 in equity (10 yrs)

Investment Perspective

$1 → $1.18

Every dollar invested today could become $1.18 in 10 years

$100 → 118 $1,000 → $1,178

$85/day

Your home may appreciate while you sleep

$599/week $2,597/mo $31,164/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$189K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -27% advantage over stocks

-$1.0M

+$928K

$928K Potential Equity

vs $1.0M lost to rent over 10 years

$378K Down Payment Growth

2.5x

10yr

$928K

4.6x

20yr

$1.8M

8.2x

30yr

$3.1M

Wealth Comparison

×7

Equivalent to 7 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $3.1M

Time to Double Your Investment (accounting for market cycles)

76.9

years

Conservative

0.91% effective/yr

42.4

years

Market-Based Opportunity

1.65% effective/yr

18.2

years

Optimistic

3.88% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $2.1M +9%

Market $2.2M +18%

Optimistic $2.8M +46%

$928K est. equity

20 Years

Conservative $2.3M +20%

Market $2.6M +39%

Optimistic $4.0M +114%

$1.8M est. equity

30 Years

Conservative $2.5M +31%

Market $3.1M +63%

Optimistic $5.9M +213%

$3.1M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 32507 • 2022 ACS Data

32,766 Population

Median Age: 43.0

$64,269 Median Income

Average

$240,600 Median Home Value

Rent: $1,166

30.8% College Graduates

Average

Housing

Homeowners 46.2%

Renters 26.5%

Vacancy Rate 27.3%

Employment

7.0% Unemployment

13.9% Work From Home

Education Attainment (Age 25+)

High School+ 90.8%

Bachelor's+ 30.8%

Graduate+ 10.4%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for Pensacola

Balanced Market Balanced market conditions

$367,304

Median Sale Price

$1,806/mo

Avg Rent

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States have?

This apartment at 14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States features 5 bedrooms with 3,700 square feet of living space.

What is the size of 14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States?

This property offers 3,700 square feet of living space.

What is the listing price for 14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States?

This property is listed at $189,000,000, which equals $51081 per square foot.

What are the current real estate market conditions in Pensacola?

In Pensacola, home prices have decreased 1.3% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in Pensacola?

Based on current market indicators, Pensacola shows an active market. The market opportunity score is 58 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 14900 River Rd , 904, Pensacola, FL 32507, Pensacola, Florida, United States?

This is a apartment located in Pensacola, Florida. The property is situated in an established neighborhood with convenient access to local amenities and services.